Financing
Buy Here, Pay Here
Is our Buy Here Pay Here option for you?
We offer the convenience of Buy Here Pay Here (BHPH) financing. Rather than finance your vehicle through a third party, such as a bank making monthly payments to a traditional lender, you make payments to us. Because we work directly with you, we can offer special rates and deals that banks can't. Come talk to us today to see how you can get a car you love, no matter your credit score.
When buying a car, you have 2 options: paying cash or getting a loan. Besides being the simplest way to pay for a car, paying cash gives you the best financing terms you will ever get. By paying cash, you avoid paying the interest payments that you must pay on a loan or lease. Loans are an agreement to lend money for the right to charge an interest rate on that money as it is paid back.
No matter what option you choose, we'll help you drive off the lot in the car you want. Whether you have great credit, bad credit, or no credit, we have a financing option for you.
What does "Buy here, Pay here" mean?
Most "traditional" car dealerships offer financing options through local or national banks and auto loan companies. While there's nothing wrong with that, it can be hard for people with bad credit or no credit to get a loan from a bank.
At Discount Auto Brokers, LLC., we put a lot of trust in our customers. If you decide to buy, we'll take care of the financing without bringing a high-maintenance bank into the mix.
What do I need for In-house financing?
Our In-house financing process is easy and clear. If you’re a resident of the Houston area with a stable income, references, a valid photo ID and a down payment, you’re guaranteed approval!